Amex MR vs Chase UR vs Citi TYP - transfer partners comparison

Posted Dec 3, 2025•4 replies
BackpackerDaveOPDec 3, 2025

I can only focus on one ecosystem. Which has the best airline/hotel partners?

Replies (4)

Alex NguyenDec 3, 2025

Amex has the most partners but Chase has Hyatt which is huge.

Alex NguyenDec 3, 2025

Chase UR is most flexible with the Pay Yourself Back option.

Henry BakerDec 3, 2025

Amex transfers are instant. Chase can take up to 48 hours.

Daniel OkonkwoDec 3, 2025

Citi is underrated for Turkish and Avianca miles.

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