Amex MR vs Chase UR vs Citi TYP - transfer partners comparison

Posted Dec 3, 2025•4 replies
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BackpackerDaveOPDec 3, 2025

I can only focus on one ecosystem. Which has the best airline/hotel partners?

Replies (4)

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Alex NguyenDec 3, 2025

Amex has the most partners but Chase has Hyatt which is huge.

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Alex NguyenDec 3, 2025

Chase UR is most flexible with the Pay Yourself Back option.

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Henry BakerDec 3, 2025

Amex transfers are instant. Chase can take up to 48 hours.

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Daniel OkonkwoDec 3, 2025

Citi is underrated for Turkish and Avianca miles.

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