Best way to exchange currency abroad?

Posted Dec 3, 2025β€’4 replies
FrequentFlyer_JackOPDec 3, 2025

ATM withdrawal, credit card, or exchanging cash before leaving? What's the best strategy?

Replies (4)

Felix SchmidtDec 3, 2025

Use a no-FTF credit card wherever possible. Schwab debit for ATMs.

James ChenDec 3, 2025

Always decline the conversion at ATMs. Their rates are terrible.

Ryan AndersonDec 3, 2025

Bring some USD/EUR as backup but mostly use cards.

Alex NguyenDec 3, 2025

Wise card is amazing for multi-currency spending.

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